Fixed Deposit

Our Fixed Deposits as a financing implement propounded by Nidhi Limited offers a considerable path to enlarge one's savings with supreme security. Over the years it has become the sole favourable approach that permits one to deposit a mass amount with your investor and pick tenure as per your comfort and satisfaction. Once the tenure is completed your deposit will receive agreed interest over the chosen period.

The best part about fixed deposit is that it is unaltered by the market fluctuations and will receive the specified interest rate. The interest can be accessed at maturity or in case of emergency before maturity by suffering a penalty.

FEATURES OF FIXED DEPOSITS

• Tenure period of 1 year to 5 years.
• The returns on your deposit are Guaranteed unaffected by market fluctuations.
• Aster Lakshya Nidhi FD interest rates are higher than those offered by other nationalized banks.
• Fixed Deposit can be comfortably renewed, and also offers further benefits on deposit renewal.
• Tax is abstracted at derivation, from interest on Fixed Deposit as per the 15 G Income Tax Act, 1961.

BENEFITS OF FIXED DEPOSIT

• Highest interest rate of 12 % available annually for General catagory.
• Special interest rate of 12.5 % available annually for Senior citizens.
• Most secure investment ensuring high level of stability.
• High security of financial capital.

Fixed Deposit Scheme is the right option for those who wish to invest their money and get periodical income by way of interest.

TERMS & CONDITIONS:

• Minimum deposit amount for Fixed deposit is just INR 1Lakh .
• Nomination facility available
• Fixed deposits have a minimum deposit period of 1 year and maximum deposit period is 5 years.
• TDS will be deducted on Interest.
• Auto Renewal option available .
• Special Rate of Interest will only apply to senior citizens.