Gold Loan

Aster Lakshya Nidhi Ltd ensures that our members are provided gold loans with a variety of alternatives according to their preference. Short and long-term schemes, schemes with low-interest rates are all a few of such options.
We understand the emotional attachment to these ornaments apart from being an asset and therefore promises in ensuring high security to them, they are always kept in secure cabinets and under 24 * 7 surveillance.
We provide different schemes at affordable interest rates which are so efficient that you can opt for them without opting for any other personal or business loans. Loans are available for a time of a month to a year. Any registered member who is not a minor and has gold ornaments under their custody can avail these attractive gold loans.

FEATURES OF GOLD LOAN:

• 80% of market value provided for gold loans
  
• Loan up to 2,00,000 available.
• The tenure period of 6 months to 1 year.
• The interest rates are charged only for the availed time.
• Aster Lakshya Nidhi gold loan interest rates are the most reliable in the market.


WHY CHOOSE OUR GOLD LOAN:

• This easily available investment ensures a high level of stability.
• Online gold loan facilities are available.
• Ensures online repayment.
• High security on pledged gold.



PROCEDURES TO AVAIL GOLD LOAN:


• Registered member should pledge the ornaments.
• Gold evaluation and verification will be carried out.
• Once it’s identified to be pure, loan be will sanctioned.

Note: Only gold weight will be taken into account. The weight of the stones or other materials fixed on the stone will not be counted.


DOCUMENTS REQUIRED:


• ID Proof (Ration card, Voters ID, Driving license, PAN card, Passport, Adhaar card etc)
• Residential address proof (bank account/ electricity bill etc.)


INTEREST RATE:
Our basic interest rate is 20%. Simple Interest only will be charged. The interest rate is always fixed in reference to fluctuating market value. The maximum time period of a Gold loan is of 1 year, but with schemes having a Loan to Value (LTV) members can service the interest monthly.