Property Loan

LOAN AGAINST PROPERTY
Loan against property is achieved on pledging a property under the custody of the registered member and availing maximum loan amount of INR 15 Lakhs, purely based on the worth of the property

FEATURES

• Period of 1 year
• Both commercial & residential property can be pledged.

PROCEDURE
First the registered member should submit a request for a loan against a property at Aster Lakshya Nidhi Ltd. On receiving it, our officers under the loan against property department will visit the property for discussing & further verifying it. The clients shall also be responsible for clarifying the fund requirement details to the company.

LOAN AMOUNT
Depending on the value and worth of the property one can avail an amount up to 15 lakhs once they are eligible.

LOAN TENURE
The tenure period can be up to 4 years and the registered member can pay back the loan during this period as per their convenience.

DOCUMENTS REQUIRED

• ID Proof (Ration card, Voters ID, Driving license, PAN card, Passport, Adhaar card etc.)
• Residential address proof (bank account/ electricity bill etc.)
• Land documents including adharam, adiyatharam or back documents of 30 years, janmam or pattayam, encumbrance, mutation certificate etc
• Power of attorney, latest land tax documents etc are required to ensure the ownership.
• Salary certificate (6 months) of the registered member.